I started tracking expenses to find out where our money really goes. However, when our little one was born we had like 8 Dollars in savings and still some debts. We had a larger income to plan with and paid less for rent. All of a sudden expenses, big and small, would sum up. Things got more complicated once we were back in Germany. be smarter than me and earn real money as a stay-at-home mom following these 4 side hustle ideas of Rosemarie the Busy Budgeter that made her 3000 Dollar a month. We wouldn’t have food on the table otherwise. I needed to make up the gap between my husband’s income and our expenses. I didn’t have enough for a plane ride to see my parents in Germany. A new piece of clothes here and there, some stuff for personal care, cleaning supplies, and transportation. Then 250 Dollar debt payments and interests. Other expenses were 10 t0 20 Dollar for electricity and water. My husband earned a salary of about 650 Dollar (working six days a week). I set up my first budget when living in Morocco. Read my terms of service here and my privacy policy here. Want to leave your own legacy and publish it on your blog? Download the free insider-exclusive blogging resources of Mom Can Do This! I don’t want to be a have-not for the rest of my life.īut how do you know which categories you need to pick up to create a powerful budget book? It was sitting there and making me pay interest month after month while we barely made it. Thinking of my credit card debts my heart beats faster. Looking at the messy sheet of paper I felt as empty as the wallet before me. It doesn’t make sense to create a budget book when you earn just as much as you need to get by, right? The squeaking felt pen was moving faster and faster while I scratched out what was supposed to be a budget book. I felt the heat in my cheeks while a little voice told me I should give up. Make sure to include the right Budget Book Categories to get the most out of it. A Budget Book can be a powerful tool for better personal finances.
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